USA
Howard Karger is Professor of Social Policy at the University of Houston and a two-time Senior Fulbright Scholar. In addition to five editions of his bestselling American Social Welfare Policy, Karger has authored or coauthored nine books and numerous articles that have appeared in The Washington Monthly, The Jerusalem Report, Tikkun, and other publications. For more information, visit www.short-changed.com.
Drive through just about any low-income neighborhood and you're sure to see streets lined with pawnshops, check cashers, ...