James Lardner is a senior fellow at Demos, a national, nonpartisan public policy research organization. He is a coauthor of Up to Our Eyeballs: How Shady Lenders and Failed Economic Policies Are Drowning Americans in Debt, a coeditor of and a contributor to Inequality Matters: The Growing Economic Divide in America and Its Poisonous Consequences, and a coeditor (with Chuck Collins) of Inequality.org. The Progressive Ideas Network is an alliance of multi-issue think tanks and activist organizations working together to amplify the power of ideas in advancing today’s progressive movement.